WITH-PROFITS

You can download with-profits documents and information for each of our companies, including:

• a simple guide to how we manage our with-profits fund;
• a more detailed Principles and Practices of Financial Management (PPFM) document; and
• the most recent annual report sent to with-profits policyholders, including the report from the with-profits actuary.

Phoenix Life Limited and Phoenix Life Assurance Limited

If you would like to see any of the documents, please visit the customer centre on the Phoenix Life website and follow the instructions.

• Phoenix Life website – customer centre

National Provident Life Limited

• Guide to how we manage our with-profits fund
• Principles and practices of financial management
• Annual report 

Scottish Mutual International Limited

• Principles and practices of financial management (for with-profits fund 1)
• Annual report

Please note there is no Guide to how we manage our with-profits fund for Scottish Mutual International Limited.